I'm a member of Cybertown, since I dunno when, lol.
I've not really been doing vrml for long, lol, and I really feel I'm not very good at it. I use several programs, usually make my own textures, and will offer most of them for free as soon as I figure out how to put them here, hehe.
I have found a FREE texture program :D
It's called Texture Processor and here is the link:
http://www.paurex.com/
The other programs are not free, but Texture Processor is. Enjoy it :)
Hugz to all.